How to Open a Demat Account – Step-by-Step Guide (2025)
If you want to invest in stocks, mutual funds, ETFs, or IPOs in India, you need a Demat Account. It holds your shares electronically. Here’s a simple step-by-step guide to open one in 2025.
📋 Step-by-Step Process to Open a Demat Account
- Choose a Stock Broker: Popular platforms include Groww, Zerodha, Upstox, Angel One.
- Go to their Website/App: Tap on “Open Demat Account” button.
- Enter Mobile Number and Verify with OTP.
- Fill Basic Details: Name, PAN, Aadhaar, Email ID.
- Upload Documents:
- PAN Card
- Aadhaar (linked with mobile number)
- Selfie (live photo)
- Bank proof (cancelled cheque or statement)
- Do e-KYC (Video or Aadhaar OTP)
- Submit and Wait for Approval: It usually takes 1–24 hours.
🔐 Is It Safe?
Yes! SEBI-registered brokers offer encrypted, safe platforms. Your Demat account is maintained with NSDL or CDSL (India’s authorized depositories).
📦 What You Can Do With Demat Account:
- ✅ Buy/Sell Stocks
- ✅ Apply for IPOs
- ✅ Invest in Mutual Funds
- ✅ Track Portfolio and Returns
💰 Charges (2025):
- Groww – ₹0 account opening, ₹0 maintenance
- Zerodha – ₹200 one-time, ₹300/year AMC
- Upstox – ₹0 account, low brokerage
🎯 Final Tip:
Choose a platform that is beginner-friendly and transparent. Groww is great for mutual funds + stocks. Zerodha is best for traders.
Disclaimer:
This blog is for educational purposes only. Please do your own research before selecting a broker.